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ROI & Simulation March 2026 7 min read

How much of your energy bill can solar really protect?

Editorial responsibility: Franck Tournier · Report a fix

TL;DR

The correct answer is neither 100% nor “it hardly changes anything”. Solar protection protects the portion of expenses that can be electrified and self-consumed. The more your building switches to useful electricity, the stronger the protection becomes.

Start with the actual structure of your expenses

If your household spends mainly on electricity, solar works immediately. If a large part of budget still spends on gas, oil or fuel, solar alone protects less. It is then necessary to read as a first brick in a broader strategy.

What causes the protected portion to vary

Three variables dominate: the size and orientation of the system, your self-consumption rate, and the level electrification of the building. A house with heat pump, controlled water heater and electric car plugged in during the day gets a lot more value from the same roof.

The right objective: cover a significant and predictable portion

Seeking total independence often leads to oversizing or overinvesting. The intelligent goal is to protect a significant, stable and profitable part of your bill. This is already what is concretely changing your exposure to future increases.

Frequently asked questions

Can we protect the entire bill of a house?+

Rarely. With a simple solar roof, you especially protect part of the electric bill. If you add heat pump, controlled water heater and possibly EV charging, the protected portion increases significantly.

Which profile benefits the most?+

Households which already consume a lot of useful electricity or which plan to electrify heating, hot water and mobility.

Why talk about energy and not just electricity?+

Because a household pays for several items: electricity, heating, sometimes fuel. Solar power becomes much more powerful when it is part of a global electrification strategy.

Sources & method

ElCom on the structure of invoices, OFEN on electrification and security of supply, residential economic simulation practices in Switzerland.

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