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Equipment & Technology October 2026 6 min read

Virtual storage or a physical battery: compare contracts and total cost

Editorial responsibility: Franck Tournier · Report a fix

TL;DR

A physical battery stores energy on site; a virtual offer provides credit under a contract. Compare availability, fees, tariffs, losses and total cost using the same consumption profile, without assuming free electricity in winter.

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Physical battery: storage on site

A home battery stores part of the surplus for later use. Compare usable capacity, power, losses, ageing, warranty, installation and total cost. Savings arise from electricity actually delivered that replaces a grid purchase, after accounting for the export payment forgone.

Virtual storage: read the contract

Virtual storage describes a commercial credit or payment arrangement for exported electricity. The grid does not retain your summer kilowatt-hours to physically return them in winter. Check availability at your address, credit units, expiry, fees, caps, import tariffs and termination terms. An overseas offer is not automatically available to a Swiss household.

Compare with ordinary export

Under an ordinary arrangement, surplus is sold at the feed-in tariff and imported electricity is billed at the applicable purchase tariff. A virtual offer applies its contractual credits and fees. Compare both using the same hourly profile and all bill items. Grid charges are not uniform across addresses, and there is no general guarantee of free electricity.

V2H and backup: separate functions

A car can supply the building only if the vehicle, charger, electrical installation and controls are compatible and approved for that use. Compare vehicle availability, driving reserve, warranty and equipment costs. Virtual storage alone provides no backup during an outage; a physical battery also needs suitable equipment and wiring for that function.

Official sources

Decision framework

A verifiable decision, not an isolated estimate

Before comparing solutions, clarify the project assumptions, their sources and dates, and the responsibilities involved. Use your bill, roof plan and written responses to check that each quote covers the same needs.

Start with a measurable question

Start your solar decision with building data. Record the address, building type, relevant area, energy use and desired result. When assessing virtual storage contracts, self-consumption and physical batteries, distinguish readings, written confirmations and assumptions. Compare gross and net amounts for the same scope; separate installed capacity from annual generation. Check grant conditions before deducting support from the budget. Prepare open questions for the installer, municipality, grid operator and insurer, identifying the record or measurement needed to answer each one.

Turn your bills into scenarios

Gather twelve months of bills if possible. Separate energy, network use, metering, taxes, levies and optional services. Include heating, hot water, EV charging and absences. An annual average can hide demand concentrated in mornings, evenings or winter. Compare conservative, central and favourable scenarios for an owner who wants to compare a contract and equipment on the same profile. Keep units, scope and tariff dates consistent so that differences reflect the options being compared.

Check the roof and surroundings

Orientation, slope, chimneys, dormers, trees, antennas, snow, access, ventilation and neighbouring buildings affect solar generation. Ask for an aerial image, a dimensioned roof plan and a seasonal shading assessment. Have the roof covering, possible asbestos, structural capacity and cable routes assessed before committing to system capacity. A simulation for virtual storage contracts, self-consumption and physical batteries should explain losses, show monthly generation and account for roof renovation or expansion before installation.

Compare quotes for the same scope

Three quotes are comparable only when they cover the same scope. Ask for the brand and exact model of each module, inverter, battery, protective device and mounting system. List scaffolding, distribution-board upgrades, grid connection, metering, applications, monitoring, maintenance, VAT and options separately. A lower price may exclude a service; a higher price may include a structural assessment or broader service terms. Identify who coordinates with the DSO and provides commissioning documents.

Check warranties and responsibilities

Product, performance and installation warranties, and insurance, cover different matters. Check duration, exclusions, beneficiary, claims procedure, response times and service arrangements if a manufacturer changes distributor. Keep invoices, serial numbers, photos, certificates, diagrams and handover records. The owner should retain access to the file documenting the bill, contract, usable capacity, cycles and export tariff, even if the installer or project manager changes. Identify who addresses sizing errors, water ingress, communication faults or substantial differences between simulated and measured generation.

Compare the full cost

Include purchase, installation, applications, maintenance, remaining grid purchases, inverter replacement, possible roof work and surplus revenue. For a battery, consider usable capacity, losses, cycles, backup reserve, temperature, software and replacement. For a contract, check subscriptions, price changes, credit validity and exit terms. For a grant, consider eligibility and payment timing. Test whether the decision remains affordable if feed-in tariffs fall, consumption changes or the project is delayed.

Prepare for commissioning and handover

Before work starts, request a list of tests and documents to be provided. These may include insulation measurements, protective-device checks, grid settings, backup settings, connector checks, circuit labels, monitoring access and meter readings. An app displaying data does not replace a complete technical handover. Ask for safe shutdown instructions, a service contact and the circuit diagram. A dated handover record supports warranty claims and comparisons between expected and measured generation, bills and consumption.

Plan for future electricity use

A heat pump, water heater, EV, home working, extension, tenant change or renovation can alter a home’s electricity use. Include planned changes in the simulation. Check whether the inverter, distribution board, communications, available space and grid connection allow realistic expansion. An open system can be more useful than a larger system with limited compatibility. For an owner who wants to compare a contract and equipment on the same profile, assess how to avoid a second costly installation when needs change.

Keep the evidence organised

Keep annotated bills, plans, simulations, compared quotes, grant conditions, official applications, before-and-after photos, certificates, warranties and generation records in one file. Date each item because tariffs and programmes change. An undated screenshot cannot establish a contractual condition. Record the amount stated, the condition that applied and the person responsible. These records support budget checks, a future sale and discussions with the DSO, insurer or authorities.

Check the quote before signing

Before signing, check the description, address, owner, capacity, models, generation estimate, exclusions, prices, VAT, grants, schedule, handover, warranties and termination. Gather the relevant records: the bill, contract, usable capacity, cycles and export tariff. Request written answers to unclear points and identify who will resolve them. Keep the final quote, data sheets and contract terms together. A promised saving or equipment brand cannot replace the scope of work, calculation assumptions and service arrangements.

Use this section with your invoice, roof plan and quotes. The final decision must remain linked to the official conditions, the actual connection and the written contract.

Frequently asked questions

Is virtual storage a physical energy reserve?+

No. It is a commercial arrangement defined by the contract. Check how exports become credit and how that credit is used or paid out.

Do grid imports become free?+

Not automatically. Energy, network use, metering, taxes, subscriptions and provider fees may be treated differently. Request a simulated annual bill including every item.

Is a physical battery always profitable?+

No. Returns depend on electricity actually shifted, tariffs, losses, installed cost, service life and possible replacement.

Is V2H always cheaper?+

No. Check compatibility, equipment, installation, warranty and vehicle availability. Compare the full cost with a stationary battery and a system without storage.

Sources & method

ElCom: electricity tariffs and the open market; Romande Energie: self-consumption, export and storage; provider and grid-operator conditions for the address. Checked in October 2026.

This content is for information only. For your project, verify prices, grants, timelines, permissions and expected returns with the relevant authorities, grid operator and installer, and check the applicable contracts.

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